Loan & Deposit Promotions – January 2025
Heritage Grove runs a variety of promotions throughout the year. During the month of January, we are running a credit card balance transfer promotion and a certificate deposit special. If you have any questions, please call/text us at 503.588.0211 or email creditunion@ourgrovecu.com. We are here to help!
Visa Credit Card Balance Transfer
New Year, New You! Put your financial health as a top priority this year.
With the holiday season over, you can focus on getting your high-rate card balances lowered and/or consolidated. Transfer high-rate balances to your Heritage Grove Visa Credit Card and receive a balance transfer interest rate as low as 7.99% APR* for 12 months and no balance transfer fee.**
Don’t have a Heritage Grove Visa Credit Card? Apply online today!
If you have questions or want to know other ways to consolidate debt, speak with one of our Member Service Representatives! Call/text us at 503.588.0211 or email creditunion@ourgrovecu.com.
Certificate Specials
Want to boost your savings? We are offering the following certificate special:
| Term | Deposit Tiers | Annual Percentage Yield* |
| 9 Month | $1,000 – $19,999.99 $20,000 – $99,999.99 $100,000 + | 3.50% 3.75% 4.00% |
For additional information and to set up a certificate, call 503-588-0211 Monday through Friday, 8:00 a.m. to 5:00 p.m. For additional certificate rates and terms, go to our rates page.
General questions? Call 503-588-0211 Monday through Friday, 8:00 a.m. to 5:00 p.m.
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Promotional Annual Percentage Rate (APR) applies only to new credit card balances transferred to Heritage Grove Federal Credit Union from credit cards issued by other financial institutions. 7.99% – 16.99% introductory rate will apply based on credit worthiness for 12 months from the date of first transfer of each balance from another financial institution. Variable rate (currently 14.40% – 18.00%, based on credit worthiness) will apply to balance transfers made after the introductory period, and will apply to all balance transfer amounts remaining unpaid after the introductory period. Membership and credit qualifications apply. Offer subject to change without notice. Promotion expires January 31, 2025.
APR = Annual percentage rate.
APY = Annual Percentage Yield. Rates subject to change without notice.