Loan & Deposit Promotions – March 2025
Heritage Grove runs a variety of promotions throughout the year. During the month of March, we are running a home equity loan, mortgage and two certificate deposit specials. If you have any questions, please call/text us at 503.588.0211 or email creditunion@ourgrovecu.com. We are here to help!
Certificate Specials
Put your savings on a winning streak!
Find your Pot of Gold with our March CD rate specials. For a limited time, we are offering
| Term | Deposit Tiers | Annual Percentage Yield¹ |
| 9 Month | $1,000 – $19,999.99 $20,000 – $99,999.99 $100,000 + | 3.50% 3.75% 4.00% |
| 14 Month | $1,000 – $19,999.99 $20,000 – $99,999.99 $100,000 + | 3.64% 3.89% 4.14% |
If you have questions or need assistance opening the CD, call/text us at 503.588.0211 or email creditunion@ourgrovecu.com. For additional certificate rates and terms, go to our rates page.
Home Equity & Mortgage
Are you Spring Cleaning your finances — Don’t forget your home equity!
Home improvements projects? Debt consolidation? Lower monthly payment? Spring is the perfect time for fresh starts!
Get a jump start this March and bloom into financial freedom with Home Equity Loan rates starting as low as 5.99% APR² for 84 months³.
If you need more flexibility, we have a Home Equity Line of Credit (HELOC) that allows you to borrow when you need funds and choose a variable or locked rate.
Also, don’t march into April without looking at our 30-year mortgage rate special! We are offering the ability to refinance or purchase a home at 6.25% APR² for 30 years⁴.
There are several options to help you, depending on your needs. Speak with one of our Real Estate Specialists for more details. Call/text us at 503.588.0211 or email mortgage@ourgrovecu.com.
If you have questions or want to know other ways to consolidate debt, speak with one of our Member Service Representatives! Call/text us at 503.588.0211 or email creditunion@ourgrovecu.com.
General questions? Call 503-588-0211 Monday through Friday, 8:00 a.m. to 5:00 p.m.
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APY = Annual Percentage Yield. The minimum balance required to obtain the advertised APY on a Share Certificate account is $1,000. Dividends are paid upon the share maturity. Fees could reduce the earnings on any account. Early withdrawal penalties apply. Certificate rates and APYs are subject to change without notice.
APR = Annual percentage rate.
Home equity loan APRs range from 5.99% to 17.99% APR. No application fee and no origination fee. Rates are subject to change. Payment example: On a $25,000 loan at 5.99% APR for 84 months, the monthly payment will be $365.23.
The promotional offer is for purchase or refinances on primary residences in Oregon. Second/Vacation Homes, Rental Properties and Manufactured homes are not eligible. Minimum loan amount is $25,000. Rate applies to borrowers with a credit score of 680 or higher. Maximum loan to value (LTV) is 80%. The loan amount and Annual Percentage Rate you receive is based on your credit rating, loan-to-value of property and loan term. Loan origination fee is 1% of the loan amount; appraisal fee and other closing costs and fees may apply. With a loan amount of $300,000 at 6.25% for 30 years, the estimated principal and interest payment would be $1,847.47. The estimated payment does not include real estate taxes or homeowner’s insurance premiums. All loans are subject to credit and property approval. Offer expires March 31, 2025. Offer subject to change without notice. Contact Heritage Grove for more details.