More Freedom for the Road Ahead
Refinance your current auto loan and earn 1% cash back – up to $500.* Lower your rate and keep more of what you earn.
Questions? Speak with a Member Service Representative for more details. Call/text us at 503.588.0211 or email creditunion@ourgrovecu.com.
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Featured Rates
We're here and on the go.
Whether you're out on the town or enjoying the home life, you can always access your Heritage Grove accounts online and with our mobile app. Download and set up your access today!
It might be definitely is time.
We’re here to help you find that new or new-to-you car and to finance it with an auto loan with some of the lowest rates in the area and flexible terms up to 84 months.
It’s time to move in with us.
Move your home loan to Heritage Grove and take advantage of our low home equity rates starting as low as 5.99% APR¹. Save thousands of dollars in interest charges and pay no application or origination fees.
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Existing Heritage Grove auto loans and new loans already contracted to Heritage Grove are not eligible for this promotion. Minimum loan amount is $5,000. Direct financing only. The 1% cash back rebate (up to $500) is based on the loan amount financed. If the loan pays off within the first twelve (12) months, the rebate will be added to the loan payoff amount. Current auto rates range from 4.99% to 18.00% APR. Payment example: On a $20,000 auto loan at 4.99% APR for 72 months, you would make 72 payments of $322.01. The Annual Percentage Rate (APR) you receive is based on your credit rating and loan term. You will be provided the rate for which you qualify if your loan is approved. Offer subject to change without notice. Application deadline is June 30, 2026.
APR – Annual Percentage Rate. Home equity loan APRs range from 5.99% to 17.99% APR. Rates current as of May 03, 2026 and subject to change. Payment example: On a $25,000 loan at 5.99% APR for 84 months, the monthly payment will be $365.23.
APR = Annual Percentage Rate. Current auto rates range from 4.99% to 18.00% APR. Payment example: On a $20,000 auto loan at 4.99% APR for 72 months, you would make 72 payments of $322.01. Loan based on approved credit. Rates subject to change without notice. See Rates for full details.
APR=Annual Percentage Rate. See Rates for full details.
FOR VARIABLE RATE LOANS EXCEPT SHARE SECURED: The Annual Percentage Rate (APR) for existing balances and new balances will be determined by adding the amount shown above in the “% Above Index” column to the Index. The Index is the U.S. Prime Rate as published in the Wall Street Journal. The rates are subject to change monthly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.