We’re not a bank. We’re better.
As a credit union, we offer everything a bank does—but with personalized, friendly service and expert advice aimed at helping your finances Stand Tall.
As a not-for-profit organization, your financial ambitions are our top priority. Whether it's securing a loan for that dream vacation you've been longing for or planning a stable retirement, our dedication to personalized service has been unwavering for nearly 60 years.
From home lending options that truly put stability in your hands to a fully digital banking experience and debit card to go with it, Heritage Grove does banking differently. Here’s your invitation to Stand Tall.
“As a credit union, we offer everything a bank does—but with personalized, friendly service and expert advice aimed at helping your finances Stand Tall.”
Jim Mau
President / CEO Heritage Grove
Since 1964, families and individuals across Oregon have trusted Heritage Grove to not just deliver proven financial products and services, but match them with personalized service and care. Whether we’re helping you find a loan to reach your goals or saving for retirement, 60 years of experience and local expertise goes a long way.
It’s time for you to be in the driver’s seat.
Regardless of credit score or qualifications, Heritage Grove takes pride in working with Oregonians to get them on the road with realistic auto loan payments they can afford. It’s a big, beautiful state—isn’t it time you explored it on your own terms?
- No payments for 90 days¹
- Ability to improve your credit score
- Low rates and flexible terms
Our Mission: Standing Tall to deliver valuable and innovative financial solutions to our community, one member at a time.
Your ticket to dreaming bigger.
Open a new world of possibilities with our Cash Back and Member Rewards credit cards. It’s easy, rewarding and helps you live better with every single purchase.
- No annual fee
- Great low rates
- 100% contactless + secure
- Mobile card management
The no-strings-attached debit card that’s ready for anything.
Looking for a card that does things differently? How about one that eliminates annoying fees, including overdraft fees and works just like cash, even from your smartphone? boom Debit is that card and it’s only available at Heritage Grove.
- No service or overdraft fees
- Early paycheck deposit²
- Digital wallet-ready + contactless
With your boom account, you can do anything and everything you can with a “traditional” checking account—only completely digitally. No branches, no lines, no paper, just intuitive, comprehensive financial management whenever and wherever you want it.
Get started with boom now Learn moreGrowth in every dollar.
Savings accounts, like mighty trees, start small and grow with the right care. Our new GroveUp Savings Account is designed to kickstart your savings with 4.50% APY³ on your first $2,000.
- No hidden fees
- Monthly dividend deposits
- Earn 4.50% APY³ on your first $2,000
Let your home serve you.
With interest rates continuing to rise, our Multi-Lock HELOC allows you to lock in a portion of your outstanding balance at a fixed rate.
- Up to 5 rate locks
- Repayment up to 15 years
- Make one monthly payment you can afford
- Competitive rates
By putting people over profits, Heritage Grove is able to focus on what matters most—you. When our members Stand Tall, our local community stands taller—and together we all grow.
Get started Get to know us
Valid on new and used auto loans. Each auto loan closed during this promotion period will make no payments for 90 days. Accepting the terms of “no payment for 90 days offer” will extend the maturity of your loan for at least 90 days but less than 110 days. If accepting the delayed first payment, you will not be eligible for any other skipping/delaying of your payment during this calendar year. Interest will accrue during this period. Payments made through payroll deduction or automatic payment will be deposited into your account for the time you are skipping/delaying your payment. Refinances from existing Heritage Grove FCU loans do not qualify. All loans are subject to credit approval. Loan amounts and rates are based on credit qualifications. Certain restrictions may apply. This offer can be discontinued at any time.
Not every employer submits and settles their payroll early. If you have questions on your payroll timing, please consult your employer’s payroll department.
APY = Annual Percentage Yield. GroveUp APY effective May 14, 2024 and subject to change. Only one GroveUp Account per member. GroveUp requires online account opening, e-Statements and digital banking registration. See Truth In Savings Disclosure for full details.