Loan & Deposit Promotions – April 2025
Heritage Grove runs a variety of promotions throughout the year. This month, we are running an auto refinance, home equity loan, mortgage and two certificate deposit specials. If you have any questions, please call/text us at 503.588.0211 or email creditunion@ourgrovecu.com. We are here to help!
Auto Refinance
The birds are chirping, the flowers are blooming, and it’s the perfect time to give your auto loan a spring makeover!
Heritage Grove is here to help you this season with auto loan refinance options that will breathe new life into your savings. Out with the old & in with the new – pick one of the two options and enjoy the month of April!
• Move your auto loan to Heritage Grove and receive 1% cash back up to $500¹
OR
• Refinance your auto loan and receive 0.50% off the rate you qualify for¹, with rates starting as low as 5.99% APR² for up to 72 months
Help your savings grow or lower your monthly payment today! Apply online, on our mobile app, or call/text us at 503.588.0211 to speak with a Member Service Representative.
Mortgage
Catch the spring fever – with home savings!
Spring fever is real and so is our incredible 30-year mortgage rate special. Refinance or purchase now and enjoy 6.25% APR² for 30 years³ and feel the season of renewal all year long!
Questions? Speak with one of our Real Estate Specialists for more details. Call/text us at 503.588.0211 or email mortgage@ourgrovecu.com.
Home Equity
Bloom where you’ve planted.
Home improvements projects? Debt consolidation? Lower monthly payment? Spring is the perfect time for fresh starts!
Spring forward this April and bloom into financial freedom with Home Equity Loan rates starting as low as 5.99% APR² for 84 months⁴.
If you need more flexibility, we have a Home Equity Line of Credit (HELOC) that allows you to borrow when you need funds and choose a variable or locked rate.
There are several options to help you, depending on your needs. Speak with one of our Real Estate Specialists for more details. Call/text us at 503.588.0211 or email mortgage@ourgrovecu.com.
General questions? Call 503-588-0211 Monday through Friday, 8:00 a.m. to 5:00 p.m.
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Existing Heritage Grove auto loans and new loans already contracted to Heritage Grove, are not eligible for this promotion. Minimum loan amount is $5,000. Direct financing only. This promotion is for the selection of one of the two options, either the cash back rebate or the 0.50% discount rate, not both. The 1% cash back rebate (up to $500) is based on the loan amount financed. If the loan pays off within the first twelve (12) months, the rebate will be added to the loan payoff amount. Current auto rates range from 5.99% to 18.00% APR. These rates do not include a 0.50% discount. Payment example: On a $20,000 auto loan at 5.99% APR for 72 months, you would make 72 payments of $331.45. The Annual Percentage Rate (APR) you receive is based on your credit rating and loan term. You will be provided the rate for which you qualify if your loan is approved. Offer subject to change without notice. Application deadline is May 31, 2025.
APR = Annual percentage rate.
The promotional offer is for purchase or refinances on primary residences in Oregon. Second/Vacation Homes, Rental Properties and Manufactured homes are not eligible. Minimum loan amount is $25,000. Rate applies to borrowers with a credit score of 680 or higher. Maximum loan to value (LTV) is 80%. The loan amount and Annual Percentage Rate you receive is based on your credit rating, loan-to-value of property and loan term. Loan origination fee is 1% of the loan amount; appraisal fee and other closing costs and fees may apply. With a loan amount of $300,000 at 6.25% for 30 years, the estimated principal and interest payment would be $1,847.47. The estimated payment does not include real estate taxes or homeowner’s insurance premiums. All loans are subject to credit and property approval. Offer expires May 31, 2025. Offer subject to change without notice. Contact Heritage Grove for more details.
Home equity loan APRs range from 5.99% to 17.99% APR. No application fee and no origination fee. Rates are subject to change. Payment example: On a $25,000 loan at 5.99% APR for 84 months, the monthly payment will be $365.23.
Home equity loan APRs range from 5.99% to 17.99% APR. No application fee and no origination fee. Rates are subject to change. Payment example: On a $25,000 loan at 5.99% APR for 84 months, the monthly payment will be $365.23.