Heritage Grove is currently accepting nominations by petition for the Board of Directors. Learn More
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Featured Rates

Home Equity

as low as

5.99%APR¹

Apply for a home equity loan
New Car

as low as

4.99%APR²

Apply for an auto loan
VISA® Credit Card

as low as

13.65% APR³ ⁴

Apply for a credit card
Personal

as low as

11.99%APR³

Apply for a personal loan

We're here and on the go.

Whether you're out on the town or enjoying the home life, you can always access your Heritage Grove accounts online and with our mobile app. Download and set up your access today!

Auto Loans

It might be definitely is time.

We’re here to help you find that new or new-to-you car and to finance it with an auto loan with some of the lowest rates in the area and flexible terms up to 84 months.

Get in the driver’s seat
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Our Mission: Standing tall to deliver valuable and innovative financial solutions to our community, one member at a time.
Home Equity

It’s time to move in with us.

Move your home loan to Heritage Grove and take advantage of our low home equity rates starting as low as 5.99% APR¹. Save thousands of dollars in interest charges and pay no application or origination fees.

Make your move

The latest from Heritage Grove

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Loan & Deposit Promotions – January 2026

Heritage Grove regularly features special offers to help members reach their financial goals. Check out this month’s promotions.

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How To Protect Yourself from AI Scams

Be alert! Scammers are now using AI to impersonate people, create fake messages, and even mimic voices to trick you into giving away money...

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Community Involvement – 2025

We reflect with gratitude on all that was accomplished in 2025.

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Accepting Nominations by Petition for the Board of Directors

Heritage Grove is currently accepting nominations by petition for the Board of Directors.

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House Hacking, A History

House hacking is a real estate investment strategy where you live in part of your property and rent out the rest to help with...

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Fake Packages, Real Danger: Stay Protected

Have you received a package on your doorstep that you didn’t order? It could seem fun to get a free gift or feel like...

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GroveUp APY subject to change. Only one GroveUp Account per member. GroveUp requires online account opening, e-Statements, and digital banking registration. See Truth In Savings Disclosure for full detail.

¹

APR – Annual Percentage Rate. Home equity loan APRs range from 5.99% to 17.99% APR. Rates current as of January 05, 2026 and subject to change. Payment example: On a $25,000 loan at 5.99% APR for 84 months, the monthly payment will be $365.23.

²

APR = Annual Percentage Rate. Current auto rates range from 4.99% to 18.00% APR. Payment example: On a $20,000 auto loan at 4.99% APR for 72 months, you would make 72 payments of $322.01. Loan based on approved credit. Rates subject to change without notice. See Rates for full details.

³

APR=Annual Percentage Rate. See Rates for full details.

FOR VARIABLE RATE LOANS EXCEPT SHARE SECURED: The Annual Percentage Rate (APR) for existing balances and new balances will be determined by adding the amount shown above in the “% Above Index” column to the Index. The Index is the U.S. Prime Rate as published in the Wall Street Journal. The rates are subject to change monthly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.