Digital banking (mobile & online) and bill pay will be unavailable from Saturday, February 22, 11:00 p.m. PT through Sunday, February 23, 3:00 a.m. PT due to system maintenance.
Heritage Grove’s 61st Annual Meeting is scheduled for Thursday, March 20, 2025, at Roth’s West Salem. Learn More
arrow icon drop icon search icon cross icon Heritage Grove mountain curve (desktop) Heritage Grove mountain curve (mobile) Heritage Grove green hill tree

Featured Rates

Home Equity

as low as

5.99%APR¹

Apply for a home equity loan
New Car

as low as

5.99%APR²

Apply for an auto loan
VISA® Credit Card

as low as

14.15% APR³ ⁴

Apply for a credit card
Personal

as low as

11.99%APR³

Apply for a personal loan

We're here and on the go.

Whether you're out on the town or enjoying the home life, you can always access your Heritage Grove accounts online and with our mobile app. Download and set up your access today!

Auto Loans

It might be definitely is time.

We’re here to help you find that new or new-to-you car and to finance it with an auto loan with some of the lowest rates in the area and flexible terms up to 84 months.

Get in the driver’s seat
man in a car smiling
Our Mission: Standing tall to deliver valuable and innovative financial solutions to our community, one member at a time.
Home Equity

It’s time to move in with us.

Move your home loan to Heritage Grove and take advantage of our low home equity rates starting as low as 5.99% APR¹. Save thousands of dollars in interest charges and pay no application or origination fees.

Make your move

The latest from Heritage Grove

Avatar

Think You Can’t Afford to Buy a Home – DevNW Would Like a Word

At first glance, it would seem first-time buyers have been priced out of the market, but there is a glimmer of hope on the...

image for <?php the_title(); ?>

Filing a Dispute on a Card Transaction

Do you have a transaction(s) on your account that’s not yours? Don’t worry, Heritage Grove is here to help!

Avatar

Loan & Deposit Promotions – February 2025

This February we have a credit card balance transfer offer and a certificate special to let you begin the year on the right foot.

image for <?php the_title(); ?>

FAQs on Financing a Home with an ITIN

Here are some frequently asked questions about home ownership for those who are not eligible for a Social Security Number.

image for <?php the_title(); ?>

Community Involvement – 2024

2024 was a big year for Heritage Grove from volunteering to event sponsorships to galas to holiday food drive and Giving Tree donations.

Avatar

A Year in Review – Mortgage 2024

It has been an eventful year in home loans. Mortgage interest rates have been a roller coaster...

*

Not every employer or benefits department submits and settles their payroll early. If you have questions on your direct deposit timing, please consult your payroll/benefits department.

¹

APR – Annual Percentage Rate. Home equity loan APRs range from 5.99% to 17.99% APR. Rates current as of February 20, 2025 and subject to change. Payment example: On a $25,000 loan at 5.99% APR for 84 months, the monthly payment will be $365.23.

²

APR = Annual Percentage Rate. Current auto rates range from 5.99% to 18.00% APR. Payment example: On a $20,000 auto loan at 5.99% APR for 72 months, you would make 72 payments of $331.61. Loan based on approved credit. Rates subject to change without notice. See Rates for full details.

³

APR=Annual Percentage Rate. See Rates for full details.

FOR VARIABLE RATE LOANS EXCEPT SHARE SECURED: The Annual Percentage Rate (APR) for existing balances and new balances will be determined by adding the amount shown above in the “% Above Index” column to the Index. The Index is the U.S. Prime Rate as published in the Wall Street Journal. The rates are subject to change monthly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.