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Featured Rates

Home Equity

as low as

5.99%APR¹

Apply for a home equity loan
New Car

as low as

5.99%APR²

Apply for an auto loan
VISA® Credit Card

as low as

14.15% APR³ ⁴

Apply for a credit card
Personal

as low as

11.99%APR³

Apply for a personal loan

We're here and on the go.

Whether you're out on the town or enjoying the home life, you can always access your Heritage Grove accounts online and with our mobile app. Download and set up your access today!

Auto Loans

It might be definitely is time.

We’re here to help you find that new or new-to-you car and to finance it with an auto loan with some of the lowest rates in the area and flexible terms up to 84 months.

Get in the driver’s seat
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Our Mission: Standing tall to deliver valuable and innovative financial solutions to our community, one member at a time.
Home Equity

It’s time to move in with us.

Move your home loan to Heritage Grove and take advantage of our low home equity rates starting as low as 5.99% APR¹. Save thousands of dollars in interest charges and pay no application or origination fees.

Make your move

The latest from Heritage Grove

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Fraud Unmasked: How to Recognize and Avoid Common Scams

Learn how to recognize and avoid common scams used today.

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Loan & Deposit Promotions – April 2025

During the month of April, we are running auto loan, home equity and mortgage specials.

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Happy Retirement! Now What Can Your Home’s Equity Do for You?

If you're approaching retirement, it's time to ask yourself, what can your home equity do for you?

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Digital services, always at your convenience

Heritage Grove’s banking services are always at your fingertips.

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Don’t be a fish caught on the phishing/smishing line

Cybercriminals have recently begun sending text messages that appear to be from the U.S. Postal Service (USPS).

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Think You Can’t Afford to Buy a Home – DevNW Would Like a Word

At first glance, it would seem first-time buyers have been priced out of the market, but there is a glimmer of hope on the...

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The promotional offer is for purchase or refinances on primary residences in Oregon. Second/Vacation Homes, Rental Properties and Manufactured homes are not eligible. Minimum loan amount is $25,000. Rate applies to borrowers with a credit score of 680 or higher. Maximum loan to value (LTV) is 80%. The loan amount and Annual Percentage Rate you receive is based on your credit rating, loan-to-value of property and loan term. Loan origination fee is 1% of the loan amount; appraisal fee and other closing costs and fees may apply. With a loan amount of $300,000 at 6.25% for 30 years, the estimated principal and interest payment would be $1,847.47. The estimated payment does not include real estate taxes or homeowner’s insurance premiums. All loans are subject to credit and property approval. Offer expires May 31, 2025. Offer subject to change without notice. Contact Heritage Grove for more details.

¹

APR – Annual Percentage Rate. Home equity loan APRs range from 5.99% to 17.99% APR. Rates current as of April 02, 2025 and subject to change. Payment example: On a $25,000 loan at 5.99% APR for 84 months, the monthly payment will be $365.23.

²

APR = Annual Percentage Rate. Current auto rates range from 5.99% to 18.00% APR. Payment example: On a $20,000 auto loan at 5.99% APR for 72 months, you would make 72 payments of $331.61. Loan based on approved credit. Rates subject to change without notice. See Rates for full details.

³

APR=Annual Percentage Rate. See Rates for full details.

FOR VARIABLE RATE LOANS EXCEPT SHARE SECURED: The Annual Percentage Rate (APR) for existing balances and new balances will be determined by adding the amount shown above in the “% Above Index” column to the Index. The Index is the U.S. Prime Rate as published in the Wall Street Journal. The rates are subject to change monthly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.